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Tuesday, 16 August 2011
Financial freedom is one of the most talked about, marketed, and analyzed topics of our day. A Google search reveals 64.2 million results on the subject. Sadly, most people have no idea what it means to be financially free. Sure, some may say financial freedom is getting out of debt, while others say it's having a six-figure income. While these are both great accomplishments, they are only pieces of the puzzle as a whole.
The truth is, paying off all of your debt or making millions of dollars a year will only take you so far if your mind isn't right when it comes to money. Bad debt and living paycheck to paycheck are only symptoms of a much larger problem. A change in our financial position has to begin with a revamping of our mindset.
What's the problem with how I think now?
One of the biggest problems for people today when it comes to money is that they have the "get now, pay later" mentality. It's the mindset that stems from a passion of desire, coupled with a lack of self-control and very little knowledge of how money works.
It's the view that exalts materialism and quietly pushes aside the fact that we're enslaving ourselves to creditors. What's worse is we begin to pride ourselves on the acquisition of "stuff" we don't actually own. Soon, we find ourselves burdened by these things because they become constant reminders that we're being bled out financially.
Shouldn't I be able to have things I want now?
Among some of the scariest things I've seen in life is an internet ad that pictured two children with mouth-dropping expressions on their faces and a caption stating, "One great way to get it all.
The brands you want, the payment options you need." This was scary to me for several reasons. The thing that struck me the most was the horrible indoctrination that payment options is something we need. This couldn't be further from the truth. To make things worse, the ad below it called out "Shop Now, Buy Later".
What it's really saying is this: forget about the fact that you don't actually have the money to pay for it now - just buy it and pay us later at a ridiculous interest rate with money we know you don't have. Ads like these are basically encouraging you to postpone the inevitable consequences of making poor financial decisions.
Do you see how ludicrous this thought process is? Do we really know how much our mind plays a significant role in our financial freedom? If drastic changes aren't made, millions of people will continue to find themselves enslaved as a result of their own financial ignorance.
What can I do?
What is the solution to this ever-growing problem? How do we break away from what seems to be "the norm"? Furthermore, how do we run in the opposite direction when everyone else around us is going the other way? A good start is making the switch in our minds. I sometimes compare the typical financial lifestyle with the popular tale of lemmings committing mass suicide as they follow one another over a cliff. Although this is a misconception of the lemming's habitational migration, the analogy is great.
Millions of people are committing financial suicide simply because they're following what they see as normal, acceptable and even admired behavior. What they don't realize is that they are simply following the crowds over a financial cliff. Financial freedom begins with a real knowledge of how money works. We must rewire our minds when it comes to our finances.
Wednesday, 9 March 2011
The thing about reaching goals is that it usually requires a lot of work.
As we all know, anything that requires hard work requires motivation to do the work.
So what would it take to motivate you to start achieving your goals? Here are 7 tips to help get you motivated to achieve your goals:
1.You have to want it! The first question you have to ask yourself is "How bad do I want it?" Do you tell yourself it would be nice to achieve your goals or I am going to achieve my goals? You have to really want it to achieve it.
2.Write down your goals. Make each goal specific, measurable, attainable, relevant, and time-specific so you can measure your success. Studies have shown that you are more likely to achieve your goals if you write them down and review them.
3.Have a positive attitude. The more positive you are, the more motivated you are. Positive vibes lead to positive results.
4.Have someone hold you accountable. Ask someone you trust and cares for your well being to hold you accountable. We naturally don't like to let people down, especially those who support and encourage us to achieve great things.
5.Give yourself an incentive. Reward yourself after completing your goal or if a goal has multiple steps, reward yourself after each step. You may buy something nice for yourself or put a dollar in your vacation jar. Whatever motivates you is what you should do.
6.Get plenty of sleep. The more rested you are the more energy you have, which will make you more productive and give you more motivation.
7.Find a routine. Most of us dont like change, We like a rhythm and routine, including myself. Find a certain time of day when you can take action steps towards achieving your goal, and stick to that routine until it becomes second nature. We are creatures of habit and repetition.
Another thing that is very important is to eat healthy and exercise, but that could be one of your goals or requires more motivation than you have.
If that's the case, then concentrate on the 7 tips above. Motivation is a funny thing, but when you have it, you feel unstoppable and feel you could achieve anything.
Good luck on your journey.
And remember, you can't do it alone.
Saturday, 5 February 2011
There is a new trend of making websites and creating blogs on the internet. Some create websites for personal use; whereas for some it is a source of livelihood or a part of their business. These days, everyone wants to have some income of their own; and with internet this has become a possible dream.
Making money online through one's own website or blog is slowly becoming popular. Earlier, websites were launched to promote big companies. It is no longer the same anymore. People are coming up with thousands of innovative ideas on a daily basis for launching their own websites. It has become a source of income.
Blogging and tweeting was started for fun. It was used to connect with a closed group of people but now it has become an effective way of earning money as well. Blogging is a passive way of making money online as it does not generate money on the basis of what you write but you get commissions on the clicks made on the ads displayed on your blogging site. For this, your website or blog should be a high traffic one. This needs lots of efforts and patience as viewers do not pour in overnight.
It is a known fact that if you want to succeed in something then you have to be passionate about it. Passion gives you the motivation to work harder. Hence, if you are starting you own website make sure that the contents of it are those which you firmly believe in. You should also have complete knowledge of the subject as half knowledge may prove disastrous.
The website should be well presented. It should be rich in content with image galleries, albums, freebies, and add on features. In case, your website deals with selling products you may have some gift options for your customers. It indeed does magic to attract customers. It is a very good method of creating high traffic. You may also have games and contests incorporated in your website.
In the beginning, it is always advisable to take help and advice of people who are already successful in blogging and website making. You can take tips from them on how to improve your business. You should also read lot of motivational books as they help you to stick around during trying times.
Make a website to start making money online